Share Margin Financing
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Benefits
- Competitive margin financing terms
Granted 2X share margin limit for the cash deposited and 1X for other types of collateral.
- Simple and informative monthly statement of account
Get comprehensive updates of your account every month.
- Increase purchasing power and multiply investments
An avenue to leverage existing securities to purchase additional securities.
Fees Schedule
Up to SBR+3.50% (as at 9 May 2023, the SBR is 3.00%)
SMF Termsheet
| Features | SMF |
| Margin of Financing | Up to 45.5% to 50%, subject to approval |
| Margin Call | From 55.5% to 60%, with 2-day grace period |
| Interest Rate | 5.75% to 6.50% interest per annum on daily rest |
| Rollover Fee | NA |
| Tenure | Up to 12 months, subject to periodic review |
| Others |
Cash withdrawal |
Share Margin Financing Product Disclosure Sheet (English)
Share Margin Financing Product Disclosure Sheet (Malay)
Benefits
- Facility Limit
Subject to approval, facility limit varies from case to case.
- Competitive interest rates
Interest rates up to SBR+3.50% p.a. and current SBR at 3.00% p.a.
- Daily rest basis interest calculation
Interest is calculated on daily rest basis.
- High margin of financing
Margin of financing: Up to 50%
- SMART and convenient trading facilities
SMART Revolving Facility Trading limit up to:
> 2.0X of fixed deposit/ cash amount
> 1.0X of shares /
> SMART Revolving facility is subject to yearly review
Fees Schedule
Up to BR+2 20% p.a. and current BR at 3.6% p.a.
SMART Termsheet
| Features | SMART |
| Margin of Financing | Up to 50% |
| Margin Call | >60%/3 days grace period |
| Interest Rate | 6.00% to 6.50% p.a. (subject to approval) |
| Rollover Fee | NA |
| Tenure | Subject to Annual Review at the discretion of the Bank |
| Others | Cash withdrawal |
Extend Your Settlement Period Up to T+7
Benefits
- Extension of Holding Power
Subject to approval, facility limit varies from case to case.Extend your stock holding power up to T+7 with hassle-free settlement for your due purchase transactions.
- Extra Flexibility
Enjoy greater flexibility to manage your portfolio. DF allows client to settle the outstanding purchase position in relation to a contract between T+3 till T+7 (no later than 12.30pm on the T+7).
- Save on Brokerage Fees
Fees incurred on DF are lower than brokerage fees that is paid to roll over another purchase contract.
DF Fees & Schedule
| Fees |
0.3% for Purchase Contract < RM100k and min RM10 0.2% for Purchase Contract > RM100k and min RM10 |
| Interest |
8% p.a. from T+3* up to the day the DF contract is fully settled (interest is calculated based on calendar days including Public Holidays, Sat & Sun) *Bursa Malaysia revised settlement period from T+3 to T+2 effective 29 April 2019 onward. |
Example:
DF Fee @ 0.2% (RM100,001 x 0.2%)
| Purchase Value (PV) | RM100,001 |
| DF Fee @ 0.2% (RM100,001 x 0.2%) | RM200 |
|
DF interest @ 8% is calculated based on calendar days and will be charged from T+3 up to the date of payment by client or to the due date of the sale of shares for contra.
|
RM153.43
RM197.26 |
| Total DF Cost | RM353.43 |
Note: The figures above are for illustration purposes only
Discretionary Financing's Product Disclosure Sheet (English)
Eligibility
- DF available to Retail Client only for the purpose of trading on the stock market of Bursa Securities.
- Client must hold an existing Securities Account maintained with AmInvestment Bank Berhad
- Client will be required to deposit collateral in the form of cash and/or securities with AmInvestment Bank Berhad
*Terms and condition apply. For more information, please contact your dealer’s representative / remisier or visit our branch.
For any enquiries, please do not hesitate to contact us at:
Telephone: 1800-88-8812 (Customer Service)
Email: [email protected]
